I’m considering bankruptcy
Understand the process, costs and other options before making a decision.
Start with the basicsPersonal bankruptcy in Canada
Clear Canadian guides to your options, everyday concerns and life after bankruptcy. Start with the question in front of you.
Independent information. Canadian sources.

A place to start
You don’t have to figure everything out at once.
Choose the starting point that feels most useful today.
Understand the process, costs and other options before making a decision.
Start with the basicsGet your records in order and make the next conversation more useful.
Get preparedOrganize your documents, review your credit reports and plan everyday spending.
Plan the next chapterThe things on your mind
Your home, your job, your family. Start with the questions closest to your everyday life.
Look at the whole picture
Before making a decision, explore the alternatives and prepare questions about how each could fit your circumstances.
Compare the alternativesOne useful read at a time
Know where your information comes from
Our guides link to Canadian government and legal sources, so you can follow the information further. They help you prepare questions; they don’t replace advice about your own situation.
How we approach the contentWhen you’re ready to talk
Learn how to check a Licensed Insolvency Trustee’s credentials
and prepare for a conversation about your situation.